Retirement planning for a financially secure retirement
Why Retirement Planning Is Important
The current economic environment lends itself to less people will qualify for government and company pensions the day they retire.
More people are self employed or working for small businesses than ever before and this normally means they have no pension funds and have to look to provide for their own retirement.
South Africans have never been good savers and this problem is being aggravated by lower incomes (or less secure incomes) available for retirement funding.
Let me ask you a few questions:
Do you belong to a company or government pension fund?
Will you have worked for the same company for at least 40 years when you retire?
If the answer to either of those was NO look at the following questions:
Do you have enough investments to replace your income when you retire?
Did you review your retirement planning during the past 24 months?
Do you own your own house?
Are you largely debt free?
If you stopped working today can you cope financially?
If you answered NO to even one of these questions you need to consult with a retirement planner?
Statistics show us that less that 10% of people retire financially secure.
Are you one of them?
If not consult with a retirement planner as soon as possible.
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More people are self employed or working for small businesses than ever before and this normally means they have no pension funds and have to look to provide for their own retirement.
